Motorcycles and Off-Road Vehicles

We have quality coverage for the rider in you!

Don't fear to ride, fear not living!

With Wyshock Insurance Motorcycle coverage, you can take to the open road with your friends and family. Plus, a little extra savings so you can let the good times roll!

General Acceptability:

• Cruisers, touring bikes, limited production cruisers, dirt bikes, sport bikes, ATVs, mopeds, scooters, golf carts, snowmobiles, and segways

Specialty Coverages:

• Carried Contents coverage pays to replace hunting, camping, touring, or similar gear that is carried while riding if damaged, destroyed, or stolen as a result of covered loss

• Enhanced Injury Protection, which covers a portion of income loss or death benefit as the result of a covered accident

• Disappearing Deductibles- Deductible reduced by 25% following each claim- free policy period; included with TLC, and now available to purchase with AV and ACV coverages

• Accessory coverage provides $3,000 coverage for no extra premium. Additional coverage may be purchased, providing coverage up to $30,000. Includes helmet and safety riding apparel for collision only (theft is not covered). This is depreciation free. Please be sure to get itemized list of accessories and prices.

• Transport Trailer coverage available up to $10,000.

• Medical Payments available up to $25,000.

• Roadside Assistance- 24 hours a day, 7 days a week; now available for Liability Only policies (includes tow vehicle)

• Trip Interruption- Pays up to $500 for lodging, alternative transportation, and food while the motorcycle is being repaired in the event of a mechanical breakdown or covered loss more than 100 miles from home.

• Motorcycle Rental coverage- Coverages transfer to a rental or loaner motorcycle

Special Review Risks:

• Limited production motorcycles up to $50,000.

• Motorcycles 25 years and older up to $50,000.

Loss Settlement:

• Total Loss Coverage- Pays the MSRP of a current model year motorcycle, ATV, or snowmobile of the same make/model for a total loss

• Actual Cash Value- Motorcycles with resale values available in the N.A.D.A. Appraisal Guide or Kelley Blue Book

• Agreed Value- Motorcycles with no resale values available in the N.A.D.A. Appraisal Guide or Kelley Blue Book and motorcycles 25 years and older (maximum insurable value $50,000)

Liability Only:

• State- assigned VIN

• Any specialty constructed or assembled motorcycle, including but not limited to: nonfactory built, built from a kit, or has an after-market frame

• Motorcycles, mopeds, or scooters not listed in the Kelley Blue Book or N.A.D.A. Appraisal Guide