Be rewarded for your good driving!
Snapshot personalizes your car insurance rate based on your actual driving! Another name for snapshot is usage-based insurance which means you pay based on how much you drive instead of traditional factors. While your rate could increase with high-risk driving, most drivers actually save with snapshot! Most drivers who do save with snapshot end up saving over $156 a year!! Talk about saving!
Here is how you can get started with snapshot:
1) Sign Up- Get a quote, enroll in snapshot, and then you can choose to participate using the mobile-app or a plug in device that goes right in your car!
2) Drive- All you do is simply drive like you usually do!
3) Save- You can check your progress to see how your doing either on the app or online!
If you choose to use the mobile-app, all you have to do is download the app and go!
On the app you have:
-Dashboard: This is where you can see your driving status, most recent trips, and ways to improve your driving.
-Trip Log: This will show you all the trips you have taken, we will only count the trips in which you are the driver so you can recategorize if needed.
- Trip Details: This will show you more details about a specific trip with a map that shows you where you had a hard break, fast acceleration, or used your phone.
-Driving Tips: This will give you pro tips based on your current driving and boost your score and possible discount.
If you choose to use the plug-in device all you have to do is plug in the device and drive!
with the plug-in you have:
-A device: This plugs into your cars OBD-II port which is underneath of your steering wheel.
-Overview: You will log into your account online or use the app to see all of your snapshot info (trip logs, driving tips, progress)
-Beeps for hard breaks: Every time you have a hard break, the device will beep so that you know how your doing. Fewer beeps=more saving!
Still have questions?! See if they can be answered here:
Q: How might Snapshot affect my rate?
A: With Snapshot, we measure a variety of factors related to your driving, including things such as the time of day you drive, sudden changes in speed (hard brakes and rapid accelerations), the amount you drive, and, for customers using the mobile app in some states, how you're using your mobile phone while driving.
Most Snapshot customers earn a discount based on their safe driving. However, riskier driving based on these factors indicate a greater likelihood of being in an accident and may result in a higher rate at renewal — depending on the state you live in and when you signed up for Snapshot.
Q: How is the mobile app experience different from the plug-in device experience?
A: The mobile app and the plug-in device experience are very similar. For both, you get a participation discount just for signing up. The participation discount* remains on your policy for the first policy term and is replaced at renewal by your personalized rate. The mobile app and the plug-in device use similar variables to evaluate your driving and provide a personalized rate. In addition to the variables in common between the plug-in device and the mobile app, the app considers handheld phone use behind the wheel. The mobile app gives you convenient access to driving data and feedback on your mobile phone. Additionally, there is no need to wait for the device to arrive in the mail, or to plug it in.
Q: What information does Snapshot collect?
A: Snapshot collects information about how you drive, how much you drive, and when you drive. If you're using the mobile app, details about your handheld phone use behind the wheel will also be collected. While location data is collected as well, it doesn't impact the Snapshot results you earn, but may be used for underwriting purposes. We're committed to keeping your driving information secure.
Q: When do I learn about my rate change?
A: Look for regular email updates showing your progress during the Snapshot program. You can also log in to your policy at any time to see how you're doing. At your first renewal after you enroll, you'll get an email with your Snapshot results and your personalized renewal rate.
Q: Can I try Snapshot again if I've participated in the past?
A: Absolutely. Depending on your state, you may be able to participate using the mobile app or the plug-in device. In other states, you need to use the plug-in device if you want to participate again. You can check out your Snapshot options by logging in to your policy or using our Progressive servicing app.
Here are some ways to save on your car insurance!!
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