Home is where you park it..
Always take the scenic route with a leader in recreational insurance!
With Wyshock Insurance Motor Home/Trailer coverage, you can take to the open road with your friends and family. Plus, a little extra savings for the next adventure you have been dreaming about!
General Acceptability:
- Motor homes up to 500,000 in value- Conventional motor homes, mini-motor homes, camper vans, toterhomes, and professional and nonprofessional bus conversions
- Travel trailers up to 300,000 in value- Conventional travel trailers, fifth-wheels, pop-ups, mounted truck campers, toy haulers, and horse/cargo/utility trailers
Specialty Coverages:
- Total Loss Replacement- Replaces current RV with new RV
- Agreed Value- Pays value listed on declarations page in event of total loss
- Actual Cash Value- Pays lower of ACV or rating base
- Comprehensive coverage is now available without Collision on ACV policies
- Disappearing Deductibles- Deductible reduced by 25% following each claim-free policy period
- Roadside Assistance- 24 hours a day, 7 days a week
- Emergency Expense- Pays for temporary living facilities, transportation, and cost of returning the RV in event of covered loss more than 50 miles from home- up to $7,500
- Vacation Liability- Pays up to specified limits (500,000 max) for which the insured is legally liable as a result of an accident that occurs while the RV is used as a temporary vacation residence
- Mexico Physical Damage coverage included with Comprehensive and/or collision
- Fire Department Service Charge coverage included with Comprehensive and/or collision
- Primary Replacement Cost Personal Effects- Up to $99,000
- Motor Home Utility Trailer coverage- Up to $20,000
- Windshield Coverage- $0 deductible option available
- Pet Injury coverage included with Comprehensive and Collision coverages- Up to $1,000
Full Timer's Package:
- Required if the insured uses their RV as a primary residence; primary residence is defined as residing in the RV more than six months of the year
- Full Timer's Personal Liability
- Full Timer's Medical Payments to Others
- Full Timer's Loss Assessment
- Storage Shed Contents coverage
*RV's rented or leased are unacceptable*
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